Issued by PineLabs · RBI Licensed

Give your team
spending power.
Keep full control.

One master account funds every card — no per-card top-ups, no blocked cards mid-trip. Set limits, block categories, track every rupee.

Get Started →Pricing ↓

200+ companies · No monthly fees · ~3 min to apply

200+

Companies

1k+

Cards

₹120Cr

Processed

<5 min

Setup

Trusted across India

🔒

Spend Controls

Set the rules,
before they spend.

Block ATMs, fuel, or any category, per card. Try it ↓

Card Controls

Anita Roy · Marketing

₹25,000

monthly limit

3 of 6 categories enabled · changes apply instantly

Simple by design

Three steps. Done.

💰

Load your wallet

Transfer via NEFT, RTGS, or UPI. Money appears instantly.

💳

Issue cards

Set per-person limits and spend categories. Cards go live immediately.

📊

Track everything

Every transaction, receipt, and export in one real-time dashboard.

Start your application →

📸

Auto Receipts

Never chase a
receipt again.

Employees upload receipts from the Pazy app after every transaction. You set how many can be skipped before their card blocks. Try it ↓

Transactions

Rahul Kumar · Sales

2/3 done

Swiggy

2:34 PM

₹850

Uber

11:20 AM

₹340

Receipt ✓

Amazon

9:15 AM

₹2,340

Receipt ✓

⚠️

1 transaction needs a receipt

💼

One Wallet

One master account.
Infinite cards.

With most tools, you top up each card separately — cards block mid-trip when someone runs dry. With Pazy, one transfer to your master account funds every card automatically. Set per-person limits. Unused balance always stays yours.

Unlimited virtual cards

25 physical cards included

Per-person monthly limits

Adjust limits any time, instantly

Unused balance stays in your account

Everything included

Built for finance teams
that mean business.

💼

One Wallet

One transfer funds every card. No per-card top-ups. Unused balance always stays yours.

📊

Real-time Dashboard

Every rupee, the moment it's spent.

💸

0.55% Cashback

Most customers recover their ₹5k setup cost in 5-8 months through cashback alone.

🔗

ERP Sync

Tally, Zoho, NetSuite, Oracle, Dynamics 365 BC.

📱

Unlimited Virtual Cards

Instant. No plastic, no waiting, no limit.

⚡

Instant Freeze

Lost card? Block it in 5 seconds from your phone.

Pricing

One price. No tricks.

Pazy Business

₹10,000 one-time

Not per card. Not monthly. Once, forever.

Unlimited virtual cards

25 physical cards included

₹5k loaded to wallet on day one

MCC spend controls, per card

Real-time transaction dashboard

Auto receipt collection via Pazy app

0.55% cashback on all spends^*

ERP sync (Tally, Zoho, NetSuite…)^*

UPI payment acceptance^*

You pay₹10,000

Loaded to your wallet (day 1)− ₹5,000

What it actually costs you₹5,000

The ₹5,000 in your wallet is real money. Spend it on card transactions from day one.

* No cashback + surcharge on fuel, transit & govt. categories (see FAQ)

* ERP sync add-on: ₹15k* UPI acceptance: ₹3–5k/mo* ₹300/physical card after 25

* Onboarding begins with a ₹299 slot reservation, fully adjusted against your ₹10,000 fee.

💡 10 users × ₹399/mo elsewhere = ₹47,880/year vs Pazy's ₹5,000 net.

Get Started →Call us first

What customers say

Loved by teams that
take finance seriously.

"Petty cash / card transactions are high volume, low value transactions. Which takes away lot of time for policy check, accounting entry and delays book closing. With Pazy it's swipes and clicks, that's it."

Anant Jain

Partner, JARS CA

"Issuing cards and managing card ledger is very easy as it's all managed on one central account. We have rolled out cards to each entity and most departments — limits on cards also act as a budget system."

Suresh Khanna

Finance Manager, Pratilipi

"Set spend limits, add your company's policies, and control usage down to the merchant level. Block or allow specific outlet types using official government-assigned MCC codes — so out-of-policy spend never happens."

Habib Raheman

CFO, Atmos Lifestyle

FAQ

Every question, answered.

Your team deserves better than
petty cash & reimbursements.

Set up in minutes. Spend smarter from day one.

Start for ₹5,000 net

You pay ₹10k · ₹5k loads to wallet day one · RBI Licensed

Net ₹5,000 one-time

No monthly fees · RBI Licensed

Get Started →

₹10,000 one-time · ₹5,000 loaded to your wallet

You pay ₹10k and ₹5k comes back as wallet balance. Net cost: ₹5,000.

See Pricing →

Issued by PineLabs · RBI Licensed

Give your team
spending power.
Keep full control.

Load money into one wallet. Issue prepaid cards to your team. Set limits, block categories, track every rupee in real time. No reimbursements. No cash. No chaos.

One wallet funds all cards — no per-card top-ups ever

Issue cards with per-person spend limits

See every transaction the moment it happens

See Pricing

₹10,000 setup·₹5,000 loaded back to your wallet

200+

Companies onboarded

1,000+

Cards issued

₹120Cr+

Transactions processed

< 5 min

Avg card issuance time

Trusted by fast-growing companies across India

Simple by design

Three steps. Done.

💰

Load your wallet

Transfer from your current account via NEFT, RTGS, or UPI.* Money appears in your Pazy wallet instantly.

💳

Issue cards

Add team members, set monthly limits and spend categories. Cards are active immediately, physical or virtual.

📊

Track everything

Every transaction, receipt, and export in one dashboard. One-click sync to Tally, Zoho, NetSuite, and more.*

Start Application

Takes less than 3 minutes

See what's included

Full pricing breakdown ↓

Have questions?

Call us — +91 86385 95312

Spend Controls

Set the rules,
before they spend.

Block fuel stations, ATM withdrawals, or any category, per card. Anita in marketing can shop online. Rahul in sales can take clients to dinner. The intern can't touch ATMs. Rules apply instantly, no app update required.

Per-card category blocking

Changes apply in real time

Block ATM cash leakage

100+ MCC categories supported

Card Controls

Anita Roy · Marketing

₹25,000

monthly limit

3 of 6 categories enabled · changes apply instantly

Transactions

Rahul Kumar · Sales

2/3 done

Swiggy

2:34 PM

₹850

Uber

11:20 AM

₹340

Receipt ✓

Amazon

9:15 AM

₹2,340

Receipt ✓

⚠️

1 transaction needs a receipt

Auto Receipts

Never chase
a receipt again.

After every transaction, the employee uploads the receipt directly from the Pazy app. You set how many transactions are allowed without a receipt — once exceeded, their card blocks automatically until receipts are cleared. No more chasing people at month-end.

Employees upload receipts from the Pazy app

You set the allowed limit before card blocks

Card auto-blocks until receipts are cleared

Manager rejects receipt? Employee tops up wallet

GST data extracted automatically

One Wallet

One master account.
Infinite cards.

With most tools, you top up each card separately — cards block mid-trip when someone runs dry. With Pazy, one transfer to your company wallet funds every card automatically. Set each person's monthly limit with a slider. Unused balance always stays yours.

Unlimited virtual cards

25 physical cards included

Per-person monthly limits

Adjust limits any time, instantly

Company Wallet

₹75,000

available of ₹5,00,000

Allocated

₹4,25,000

across 3 cards

85% allocated across 3 cards

Rahul

Sales

₹75k/mo

Anita

Marketing

₹150k/mo

Karan

Travel

₹200k/mo

⚠️ High allocation, consider topping up your wallet

Everything above, for ₹10,000. Once.

You pay ₹10k and ₹5k comes back as wallet balance. Net cost: ₹5,000.

Start Application →See pricing ↓

Cashback*

0.55%

On every card transaction, credited monthly to your wallet. Most customers recover their ₹5,000 setup cost within 5 to 8 months through cashback alone.

*Excludes utility payments and fuel transactions

ERP Sync*

Works with your stack

One-click export. Every transaction categorised, receipt attached, GST data extracted — ready to import.

Dynamics 365

Security & Trust

Your money is always protected.

Pazy operates under India's strictest financial regulations. Your funds are safe, insured, and never mixed with our business capital.

RBI Licensed PPI

Issued by PineLabs under an RBI Prepaid Payment Instrument license — one of India's most trusted payment infrastructure companies.

Funds in Regulated Escrow

Your wallet balance is held in a regulated escrow account, completely separate from Pazy's operating capital. We cannot touch it.

Instant Card Freeze

Lost a card? Block it in under 5 seconds from the dashboard. Declined everywhere, immediately — no calls, no waiting.

Have questions before signing up?

Call us directly, we pick up 9 AM to 7 PM, Mon to Sat.

Call us Email us

Pricing

One price. No tricks.

Pazy Business

₹10,000 one-time

Not per card. Not monthly. Once, forever.

Unlimited virtual cards

25 physical cards included

₹5k loaded to wallet on day one

MCC spend controls, per card

Real-time transaction dashboard

Auto receipt collection via Pazy app

0.55% cashback on all spends^*

ERP sync (Tally, Zoho, NetSuite, Fusion, Dynamics 365 BC)^*

UPI payment acceptance^*

You pay₹10,000

Loaded to your wallet (day 1)− ₹5,000

What it actually costs you₹5,000

The ₹5,000 in your wallet is real money. Spend it from day one.

* No cashback on fuel, transit & govt. categories — merchant surcharge also applies on these (see FAQ)

* ERP sync add-on ₹15k · UPI acceptance ₹3–5k/mo · ₹300/physical card after 25

* Onboarding begins with a ₹299 slot reservation, fully adjusted against your ₹10,000 fee.

Get Started →

How the alternatives price it

OthersPazy

Per-user fee₹299–499/user/moIncluded

Per-card fee₹99–199/card/moUnlimited virtual

CashbackNone or 0.1%0.55%*

ERP syncPaid add-onAdd-on available*

MCC controlsLimitedFull, per-card

SupportEmail onlyDedicated + WhatsApp

💡 10 users × ₹399/month with competitors = ₹47,880/year vs Pazy's ₹5,000 net.

What customers say

Loved by teams that
take finance seriously.

Anant Jain

Partner, JARS CA

Suresh Khanna

Finance Manager, Pratilipi

Habib Raheman

CFO, Atmos Lifestyle

FAQ

Every question, answered.

Your team deserves better than
petty cash and reimbursements.

Set up in minutes. Start spending smarter from day one.

Get Pazy for ₹10,000

Give your teamspending power.Keep full control.

Set the rules,before they spend.

Three steps. Done.

Never chase areceipt again.

One master account.Infinite cards.

Built for finance teamsthat mean business.

One price. No tricks.

Loved by teams thattake finance seriously.

Every question, answered.

Your team deserves better thanpetty cash & reimbursements.

Give your teamspending power.Keep full control.

Three steps. Done.

Load your wallet

Issue cards

Track everything

Set the rules,before they spend.

Never chasea receipt again.

One master account.Infinite cards.

Your money is always protected.

RBI Licensed PPI

Funds in Regulated Escrow

Instant Card Freeze

One price. No tricks.

Loved by teams thattake finance seriously.

Every question, answered.

Your team deserves better thanpetty cash and reimbursements.

Give your team
spending power.
Keep full control.

Set the rules,
before they spend.

Never chase a
receipt again.

One master account.
Infinite cards.

Built for finance teams
that mean business.

Loved by teams that
take finance seriously.

Your team deserves better than
petty cash & reimbursements.

Give your team
spending power.
Keep full control.

Set the rules,
before they spend.

Never chase
a receipt again.

One master account.
Infinite cards.

Loved by teams that
take finance seriously.

Your team deserves better than
petty cash and reimbursements.